Some of us led nonprofits. Others worked on Wall Street. The one thing we all have in common: A passion to serve retirees and people living with disabilities. As a financial services company, we're producing a tangible product. We replace seniors' existing checkbook and credit card with a new Visa card we issue, which has extra safety features that protect them from fraud. When there is a charge on the card, we see it in real time, evaluate whether it is fraudulent, and decline payment for fraudulent charges.