I'm passionate about using the internet to overcome geographic barriers in the most marginalized places on earth. At age 22 I co-founded the world's first microfinance organization built entirely from crowdfunding capital sourced over the internet, using funds raised from Kiva.org in Senegal, West Africa. I went on to spend four years managing U.S. government grants to small businesses in Africa, gaining first-hand experience in the traditional system of development aid with all its corruption and inefficiencies. I also saw the internet revolution transform the possibilities for connecting people in the world's poorest countries with the resources they need to take charge of their lives. In 2009 I disrupted the multi-billion-dollar microfinance industry by starting an online community to bypass expensive local organizations and allow people worldwide to lend small amounts to each other over the internet. The startup I founded, Zidisha, is the world's first person-to-person lending platform to connect lenders and borrowers across international borders without going through intermediary banks - overcoming previously insurmountable barriers of geography, wealth and circumstance. It's an incredibly worthwhile thing to be a part of.